This DIY Credit Repair service empowers you to take control of your credit health and make informed financial decisions on your own terms.
To get started there is a one time Software Access Start Up fee of just $74.99. In order to access your credit report monthly, there is a fee of just $39.99 per month for your subscription with the credit monitoring agency. This is required for you to be able to dispute all negative items and to check your progress monthly.
Our DIY Credit Repair Service offers a cost-effective and empowering way to improve your credit score and manage your financial health. Here are the key benefits:
Cost Savings: Avoid higher cost fees associated with professional credit repair services by handling the process yourself.
Control and Flexibility: Take charge of your credit repair journey with tools and resources tailored to your needs, allowing you to work at your own pace.
Educational Value: Gain valuable knowledge about credit reporting, dispute processes, and effective debt management strategies.
Comprehensive Tools: Access a range of resources, including software access, dispute letter templates, and mailing services to guide you through each step of your credit repair process.
Empowerment: Develop the skills to maintain and improve your credit long-term, fostering better financial habits and decision-making.
Individuals with Low or Poor Credit Scores: Those looking to improve their credit rating and qualify for better financial opportunities.
Budget-Conscious Consumers: Anyone who wants to save on professional credit repair service fees and is willing to invest time in self-directed learning.
DIY Enthusiasts: People who enjoy taking a hands-on approach and prefer managing their own credit repair process.
How Long Does It Take?
- Each time the credit bureaus receive your dispute letters they have 30 days to conduct their review. That is why we allow you to update your credit report and create new dispute letters every 30 days.
Do I Have To Print and Mail the Letters?
- You will have the option to pay a small fee to have your letters printed and mailed by a third party company. You will also have the option to print and mail the letters yourself. You will have the ability to email your letters to yourself or download them at any time from the client portal.
How Do I Know Which Accounts to Dispute?
- Our software will automatically identify the negative accounts on your credit report and provide you with recommended dispute options based on the account type and other account details. We make it easy for you to repair your credit yourself.
Can I Use This In Any State?
- Yes! We offer this service in all 50 states.
Which Bureaus Are Disputed?
- The Disputes are designed for the three major bureaus: Equifax, Experian, and Transunion.
Ready to take control of your finances? Whether you need tax preparation or financial coaching, I'm here to help. Reach out today to start your journey!